10 Best Apps to Split Bills with Friends, Roommates, and Groups

Splitting bills sounds simple until five people shared dinner, two people skipped dessert, one person paid the tip, and someone says, “I’ll send it later.”

That is where bill splitting apps can make life easier.

The right app can help you divide restaurant checks, track roommate expenses, split trip costs, and settle shared bills without turning every group chat into a mini accounting department.

Whether you are sharing groceries with roommates, planning a weekend trip, or trying to avoid awkward “who owes what?” conversations after dinner, these apps can help you keep things clear.

Here are 10 of the best apps to split bills with friends, roommates, couples, and groups, plus how to choose the one that fits your situation best.

What to Know Before Choosing a Bill Splitting App

Before you choose an app, it helps to know what you actually need it to do.

Some bill splitting apps are mainly for tracking shared expenses. They show who paid, who owes money, and how much each person needs to settle. These are useful for roommates, couples, group trips, and ongoing shared costs.

Other apps are better for sending payments. They may not track every shared expense in detail, but they make it easy to pay someone back quickly.

There are also apps made for more specific situations, like splitting a restaurant receipt by item, dividing tax and tip, or keeping track of trip expenses in different currencies.

A good bill splitting app should make the math easier, not add another confusing money task to your day.

Here’s a simple way to think about it:

The best app is not always the one with the most features. It is the one your group will actually open, update, and use without needing three reminder texts.

Quick Comparison: Best Apps to Split Bills

Here’s a quick look at the best bill splitting apps and what each one is best for.

1. Splitwise

Best for: Roommates, group trips, couples, and ongoing shared expenses.

Cost: Free version available; Splitwise Pro adds extra features such as unlimited expenses, no ads, receipt scanning, currency conversion, charts, and transaction import.

Splitwise is one of the most popular apps for splitting bills because it is built around a single task: tracking who has paid and who still owes money.

You can use it for rent, groceries, utilities, vacations, group dinners, shared subscriptions, and other shared costs, especially if you are managing money with a partner or roommates.

This makes it a strong choice if you have repeated shared expenses instead of a one-time restaurant bill.

Keep in mind: Splitwise is mainly for tracking shared expenses. You may still need another payment method to actually send money, depending on what is available in your country.

2. Tricount

Best for: Simple group expense tracking.

Cost: Tricount says it is free, with no fees, no ads, and no limits.

Tricount is another good app for splitting costs with friends, roommates, travel groups, or your partner. It is especially useful when several people are paying for different things and you want one clear place to track everything.

For example, one person may pay for gas, another may cover dinner, and someone else may book tickets. Tricount helps keep those shared costs organized so the group can see who owes what.

Keep in mind: Tricount works best when the group is willing to keep expenses updated. Like most bill splitting apps, it cannot help much if everyone forgets to add what they paid.

3. Settle Up

Best for: Groups, flatmates, couples, and shared activities.

Cost: Free to download; premium features or in-app purchases may vary by app store.

Settle Up is a good Splitwise-style alternative for people who want to split group expenses without doing the math manually.

It can work well for roommates sharing household costs, couples splitting regular expenses, friends planning events, or groups taking a trip together. Settle Up describes itself as an app for tracking shared expenses for travellers, flatmates, couples, and other groups.

The main benefit is that it keeps shared spending in one place, so people can settle the final balance instead of paying each other back after every small purchase.

Keep in mind: Settle Up may be more useful for ongoing groups than for a quick one-time split. For a single restaurant check, a receipt-focused app may be easier.

4. Splid

Best for: Trips, offline use, and simple group splits.

Cost: Splid says it is free.

Splid is a useful option for vacations, housemates, and relationships. One of its biggest advantages is that it can work online or offline. It also supports more than 150 currencies, which can be helpful for travel groups.

This makes Splid a good fit if you are traveling somewhere with spotty internet or splitting costs across different currencies.

Keep in mind: Splid is strongest for group expense tracking. If your main need is sending payments instantly, you may still need a separate payment app.

5. Tab

Best for: Splitting restaurant bills and itemized receipts.

Cost: Free to download; availability and any extra features may vary by app store.

Tab is useful when you are eating out with a group and not everyone ordered the same thing. Instead of splitting the total evenly, you can take a picture of the receipt, choose the items each person ordered, and let the app calculate tax and tip.

That makes it a good choice for restaurant checks where one person had a full meal, someone else only ordered an appetizer, and nobody wants to do awkward table math.

Keep in mind: Tab is more focused on restaurant bills than ongoing shared expenses. For roommates, trips, or monthly bills, a broader expense-splitting app may be better.

6. Splitty App

Best for: Receipt scanning, group meals, and tip splitting.

Cost: Free to download; in-app purchases or premium features may vary by platform.

Splitty App is another receipt-focused app that can help when a group meal gets messy. You can take a photo of the receipt, assign items to different people, split shared items, choose the tip, and even request payments through Venmo where supported.

This can be helpful for larger restaurant groups where equal splitting does not feel fair.

Keep in mind: Splitty is mainly for restaurant-style bill splitting. If you want to track rent, utilities, groceries, and trip expenses over time, you may want a more general shared-expense app.

7. Splittr

Best for: Vacations, weekend trips, roommates, and household costs.

Cost: Free to download; paid features may vary by app store.

Splittr is designed for group expenses like vacations, weekend trips, household costs, and other shared spending. You add expenses as you go, and the app shows who owes whom.

It can work well when different people pay for different parts of a trip. For example, one person books the hotel, another pays for groceries, and someone else covers fuel or tickets.

Keep in mind: Splittr is best for tracking shared expenses. It is not mainly a payment app, so your group may still need another way to send money.

8. Kittysplit

Best for: Simple group splitting without account setup.

Cost: Kittysplit says it is totally free, with no registration or password required.

Kittysplit is a good option when you want something simple and do not want everyone to download an app or create an account. You can create a shared “kitty,” add group expenses, and let Kittysplit calculate who owes what.

This can be especially useful for short trips, group weekends, shared events, or casual expenses where you want the math handled without a lot of setup.

Keep in mind: Kittysplit is simple on purpose. If you want advanced app features, payment integrations, or detailed personal finance tracking, it may feel too basic.

9. Venmo Groups

Best for: Quick bill splitting and payments between friends in the US.

Cost: Free to use for standard payments; some payment methods or instant transfer options may have fees.

Venmo Groups can be useful if your friends already use Venmo and you want to split shared expenses without adding another app.

You can use it for things like rent, utilities, trips, dinner, or event costs. Since Venmo is already a payment app, it can be helpful when you want to track a shared cost and pay someone back in the same place.

This makes it different from apps that only calculate balances.

Keep in mind: Venmo is mainly useful in the US. If your group is outside the US, or if some people do not use Venmo, another bill splitting app may be easier.

10. Revolut

Best for: Shared expenses and payments between people who already use Revolut.

Cost: Free plan available; paid plans and extra features vary by country.

Revolut can be helpful for splitting bills if your friends, roommates, or travel group already use it. You can split expenses, request money, and send payments from the same app.

It may be especially useful for people who travel, deal with different currencies, or live in places where Revolut is commonly used.

Keep in mind: Revolut works best when everyone involved already has a Revolut account. If only one person uses it, a simpler shared-expense app may be better.

Best Apps for Splitting Restaurant Bills and Receipts

For restaurant bills, the best app is usually the one that can split the check by item, not just divide the total evenly.

This matters when one person ordered a full meal, someone else only had a drink, and two people shared an appetizer. Splitting everything equally may be simple, but it is not always fair.

For itemized restaurant bills, Tab and Splitty are the strongest options from this list.

Tab is useful when you want to take a picture of a receipt, choose who ordered each item, and calculate tax and tip. This makes it a good fit for group dinners where each person ordered something different.

Splitty is another good option for group meals because it focuses on receipt scanning, shared items, and tip splitting. It can help when multiple people shared dishes or when one person paid the full check and needs to collect money from everyone else.

For a simple dinner where everyone ordered about the same amount, you may not need a receipt splitter. A regular app like Splitwise, Tricount, Venmo Groups, or Revolut may be enough.

The easiest rule is this: use a receipt-splitting app for itemized restaurant checks, and use a regular bill splitting app for ongoing shared expenses.

Best Apps Like Splitwise

Splitwise is one of the most popular bill splitting apps, but it is not the only option.

If you want apps similar to Splitwise, look for tools that let you create groups, add shared expenses, track balances, and settle up later. These apps are usually better for ongoing shared costs than one-time payments.

Some good Splitwise alternatives include:

The best Splitwise alternative depends on why you want a different app.

If you want something simple for a trip, Tricount or Splid may work well. If you want to split household costs with roommates or a partner, Settle Up or Splittr may be a better fit. If you want the least setup possible, Kittysplit is worth considering.

The key is to choose an app that matches your group’s habits. A feature-packed app will not help much if nobody remembers to use it.

Bill Splitting App vs Payment App: What’s the Difference?

A bill splitting app and a payment app can sound like the same thing, but they are not always the same.

A bill splitting app helps you track who paid, what the expense was for, and how much each person owes. This is useful when you have several shared costs over time, such as rent, groceries, utilities, vacation expenses, or group activities.

A payment app helps you send or request money. This is useful when you already know the amount someone owes and just want to settle it quickly.

For example, you might use Splitwise, Tricount, or Settle Up to track shared expenses during a group trip. At the end of the trip, the app shows who owes what. Then the group may use Venmo, PayPal, Revolut, a bank transfer, or cash to actually pay each other back.

Here is the simple difference:

If you only need to split one simple payment, a payment app may be enough. But if you are sharing several expenses over days, weeks, or months, a bill splitting app can make things easier to track alongside your regular budget.

How to Choose the Best Bill Splitting App

The best bill splitting app depends on what you are trying to split and how your group usually handles money.

For roommates, choose an app that can track ongoing budget categories like rent, utilities, groceries, cleaning supplies, and shared subscriptions. Splitwise, Settle Up, Tricount, or Splittr can work well for this.

For restaurant checks, choose an app that can handle itemized receipts, tax, and tip. Tab or Splitty may be better than a general expense app if everyone ordered different things.

For group trips, look for an app that can handle multiple people paying for different costs. Splid, Tricount, Splittr, or Splitwise can help with hotels, fuel, food, tickets, and shared activities.

For quick paybacks, use an app your group already has. Venmo Groups may work well in the US, while Revolut may be useful if your friends already use Revolut.

For the simplest setup, try Kittysplit. It can be useful when you do not want everyone to download another app or create a new account.

A good rule is to choose the app that creates the least friction. The “best” app is the one your group will actually use before the receipts disappear into someone’s bag forever.

Make Splitting Bills Less Awkward

Bill splitting apps are not just about doing the math. They help keep shared expenses clear before small costs turn into confusing group-chat mysteries.

The best app is the one your group will actually use. For some people, that may be a detailed expense tracker. For others, it may be a simple receipt splitter or a payment app everyone already has.

Start with the type of bills you split most often, choose the app that fits that situation, and keep the process simple. Shared expenses are easier to handle when everyone can see what was paid, what is owed, and what has already been settled.

FAQs About Apps to Split Bills